Amex Business Platinum CA vs Amex Platinum CA
Two Membership Rewards cards compared
Verified October 2026
Both the Amex Business Platinum CA and Amex Platinum CA carry a CA$799 annual fee. Pick the Amex Business Platinum CA for Membership Rewards rewards; pick the Amex Platinum CA for Membership Rewards rewards.
At a Glance
Business Platinum Card from American Express
- Annual Fee
- $799
- Signup Bonus
- Network
- American Express
- Points Currency
- Membership Rewards
The Platinum Card from American Express (CA)
- Annual Fee
- $799
- Signup Bonus
- Network
- American Express
- Points Currency
- Membership Rewards
Category Breakdown
How they compare across key categories
Annual Fee
TieAmex Business Platinum CA CA$799 vs Amex Platinum CA CA$799
Perks & Benefits
Which Is Right for You?
Get the Amex Business Platinum CA if...
- Earns Membership Rewards
Get the Amex Platinum CA if...
- Earns Membership Rewards
Frequently Asked Questions
Is the Amex Business Platinum CA or Amex Platinum CA better?
Both the Amex Business Platinum CA and Amex Platinum CA carry a CA$799 annual fee. Pick the Amex Business Platinum CA for Membership Rewards rewards; pick the Amex Platinum CA for Membership Rewards rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Amex Business Platinum CA or Amex Platinum CA?
Both cards have a CA$799 annual fee.
Which card earns points faster?
The Amex Business Platinum CA earns up to 1x base, while the Amex Platinum CA earns up to 1x base.
Can I have both the Amex Business Platinum CA and the Amex Platinum CA?
Yes. They're issued independently, so you can hold both and earn Membership Rewards and Membership Rewards side by side.
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The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months
- Airline incidentals credit ($200)
- Uber credit ($200)
- Lounge access
American Express Gold Card
Personal · Annual fee $325
100,000 points
after $8,000 in 6 months
- Dining credit ($120)
- Resy credit ($100)
- Dunkin credit ($84)
Chase Sapphire Reserve
Personal · Annual fee $795
100,000 points
after $6,000 in 3 months
- Annual Travel Credit ($300)
- Global Entry/TSA PreCheck Credit ($120)
- The Edit Hotel Credit ($500)
Chase Ink Business Preferred®
Business · Annual fee $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months
- 3x points on travel & shipping
- 3x points on advertising
- 3x points on internet/cable/phone
Chase Sapphire Preferred
Personal · Annual fee $95
75,000 points
after $5,000 in 3 months
- Hotel credit ($50)
- DoorDash DashPass
- Peloton credit ($60)
Capital One Venture Rewards
Personal · Annual fee $95
75,000 points
after $4,000 in 3 months
- Capital One Travel credit ($300)
Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.