Bilt transfer partners.
Every airline and hotel program Bilt Rewards transfers to. The only points currency that earns on rent and mortgage payments — with no annual fee.
The short answer
Bilt is the unicorn — earn points on rent with no annual fee, then transfer to 25 partners (19 airlines + 6 hotels) — all airlines and most hotel partners at 1:1, Accor Live Limitless at 3:2 — plus Preferred Hotels & Resorts (I Prefer) at 1:2 for independent boutique stays (Bilt's 26th partner, added June 2026). Exclusives no other major card offers: Alaska Airlines and Emirates both transfer 1:1 from Bilt only. Strongest plays: AA partner awards, Hyatt for hotels, and Bilt's monthly Rent Day bonuses on dining and travel.
Airline partners.
Aer Lingus
AerClub · Avios
Transfer ratio
1:1
Find award flights on Aer Lingus
Search awards →Air Canada
Aeroplan · Aeroplan Points
Transfer ratio
1:1
Find award flights on Air Canada
Search awards →Air France/KLM
Flying Blue · Flying Blue Miles
Transfer ratio
1:1
Find award flights on Air France/KLM
Search awards →Alaska Airlines
Atmos Rewards · Atmos Points
Transfer ratio
1:1
Find award flights on Alaska Airlines
Search awards →American Airlines
AAdvantage · AAdvantage Miles
Transfer ratio
1:1
Find award flights on American Airlines
Search awards →Avianca
LifeMiles · LifeMiles
Transfer ratio
1:1
Find award flights on Avianca
Search awards →British Airways
The British Airways Club · Avios
Transfer ratio
1:1
Find award flights on British Airways
Search awards →Cathay Pacific
Asia Miles · Asia Miles
Transfer ratio
1:1
Find award flights on Cathay Pacific
Search awards →Emirates
Skywards · Skywards Miles
Transfer ratio
1:1
Find award flights on Emirates
Search awards →Etihad Airways
Etihad Guest · Etihad Guest Miles
Transfer ratio
1:1
Find award flights on Etihad Airways
Search awards →Iberia
Iberia Club · Avios
Transfer ratio
1:1
Find award flights on Iberia
Search awards →Japan Airlines
Mileage Bank · JAL Mileage Bank Miles
Transfer ratio
1:1
Find award flights on Japan Airlines
Search awards →Qatar Airways
Privilege Club · Avios
Transfer ratio
1:1
Find award flights on Qatar Airways
Search awards →Southwest Airlines
Rapid Rewards · Rapid Rewards Points
Transfer ratio
1:1
Find award flights on Southwest Airlines
Search awards →Spirit Airlines
Free Spirit · Free Spirit Points
Transfer ratio
1:1
Find award flights on Spirit Airlines
Search awards →TAP Air Portugal
Miles&Go · TAP Miles
Transfer ratio
1:1
Find award flights on TAP Air Portugal
Search awards →Turkish Airlines
Miles&Smiles · Miles
Transfer ratio
1:1
Find award flights on Turkish Airlines
Search awards →United Airlines
MileagePlus · MileagePlus Miles
Transfer ratio
1:1
Find award flights on United Airlines
Search awards →Virgin Atlantic
Flying Club · Virgin Points
Transfer ratio
1:1
Find award flights on Virgin Atlantic
Search awards →Hotel partners.
Accor Live Limitless
Accor Live Limitless · Accor Points
Transfer ratio
3:2
View Accor Live Limitless award values
View program →Hilton Honors
Hilton Honors · Hilton Points
Transfer ratio
1:1
View Hilton Honors award values
View program →IHG One Rewards
IHG One Rewards · IHG Points
Transfer ratio
1:1
View IHG One Rewards award values
View program →Marriott Bonvoy
Marriott Bonvoy · Marriott Points
Transfer ratio
1:1
View Marriott Bonvoy award values
View program →World of Hyatt
World of Hyatt · Hyatt Points
Transfer ratio
1:1
View World of Hyatt award values
View program →Wyndham Rewards
Wyndham Rewards · Wyndham Points
Transfer ratio
1:1
View Wyndham Rewards award values
View program →Sweet spots
- •Alaska Airlines (exclusive): Only major transferable currency with Alaska as a 1:1 partner
- •Emirates (exclusive): Only major transferable currency with Emirates at 1:1 (Capital One devalued to 2:1.5 in Jan 2026)
- •Hyatt 1:1: Same Hyatt sweet spot as Chase UR — 3,500 pts for cat 1
- •Preferred Hotels 1:2: Bilt → I Prefer Hotel Rewards at 1:2 — 700+ independent boutique properties (Capital One and Citi also transfer to I Prefer; added June 2026)
Maximizing Bilt
- •Pay rent through Bilt: Free transfer-quality points for spend you'd make anyway
- •Stack Rent Day: 5× on Lyft, 3× on Hilton, 2× on dining the 1st
- •Book AA via Oneworld: Bilt → BA/Iberia/JAL/Cathay to ticket American Airlines flights (direct AA transfer ended June 2024)
Bilt Rewards transfer partners: FAQ
Which airlines can I transfer Bilt Rewards points to?
Bilt Rewards transfers to 19 airline partners: Aer Lingus, Air Canada, Air France/KLM, Alaska Airlines, American Airlines, Avianca, British Airways, Cathay Pacific, Emirates, Etihad Airways, Iberia, Japan Airlines, Qatar Airways, Southwest Airlines, Spirit Airlines, TAP Air Portugal, Turkish Airlines, United Airlines, and Virgin Atlantic.
What is the Bilt Rewards transfer ratio?
Every one of the 19 airline partners transfers at 1:1, so a point moved out is a mile in. That makes the decision purely about which programme prices your route best.
Can I transfer Bilt Rewards points to hotels?
Yes — 6 hotel partners: Accor Live Limitless, Hilton Honors, IHG One Rewards, Marriott Bonvoy, World of Hyatt, and Wyndham Rewards. Hotel transfers usually return less value than airline transfers, so compare against the cash rate first.
Is there a Bilt Rewards transfer bonus right now?
No Bilt Rewards transfer bonus is running today. Bonuses typically appear several times a year, so it is usually worth waiting for one before moving a large balance.
More transfer pages
Credit card transfers
Earn more Bilt Rewards
Cards that earn Bilt Rewards
Bilt Palladium Card
Personal · Annual fee $495
50,000 Bilt Points + $300 Cash
after $4,000 in purchases in the first 3 months