Amex Explorer HK vs Hsbc Visa Signature HK
Membership Rewards points vs Asia Miles
Verified October 2026
The Hsbc Visa Signature HK (HK$2000) undercuts the Amex Explorer HK (HK$2200) on annual fee. Pick the Amex Explorer HK for Membership Rewards points rewards; pick the Hsbc Visa Signature HK for Asia Miles rewards.
At a Glance
American Express Explorer Card (HK)
- Annual Fee
- $2200
- Signup Bonus
- Network
- American Express
- Points Currency
- Membership Rewards points
HSBC Visa Signature Card
- Annual Fee
- $2000
- Signup Bonus
- Network
- Visa
- Points Currency
- Asia Miles
Category Breakdown
How they compare across key categories
Annual Fee
Hsbc Visa Signature Hk winsAmex Explorer HK HK$2200 vs Hsbc Visa Signature HK HK$2000
Perks & Benefits
Which Is Right for You?
Get the Amex Explorer HK if...
- Premium benefits to offset the HK$2200 fee
- Earns Membership Rewards points
Get the Hsbc Visa Signature HK if...
- Lower HK$2000 annual fee
- Earns Asia Miles
Frequently Asked Questions
Is the Amex Explorer HK or Hsbc Visa Signature HK better?
The Hsbc Visa Signature HK (HK$2000) undercuts the Amex Explorer HK (HK$2200) on annual fee. Pick the Amex Explorer HK for Membership Rewards points rewards; pick the Hsbc Visa Signature HK for Asia Miles rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Amex Explorer HK or Hsbc Visa Signature HK?
The Hsbc Visa Signature HK has the lower annual fee at HK$2000, versus HK$2200 for the Amex Explorer HK.
Which card earns points faster?
The Amex Explorer HK earns up to 1x base, while the Hsbc Visa Signature HK earns up to 1x base.
Can I have both the Amex Explorer HK and the Hsbc Visa Signature HK?
Yes. They're issued independently, so you can hold both and earn Membership Rewards points and Asia Miles side by side.
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Earn bonus points with these credit card offers
Can't find availability at your current points balance? These credit cards earn points you can put towards your next flight.
The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months
- Airline incidentals credit ($200)
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- Lounge access
American Express Gold Card
Personal · Annual fee $325
100,000 points
after $8,000 in 6 months
- Dining credit ($120)
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- Dunkin credit ($84)
Chase Sapphire Reserve
Personal · Annual fee $795
100,000 points
after $6,000 in 3 months
- Annual Travel Credit ($300)
- Global Entry/TSA PreCheck Credit ($120)
- The Edit Hotel Credit ($500)
Chase Ink Business Preferred®
Business · Annual fee $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months
- 3x points on travel & shipping
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Chase Sapphire Preferred
Personal · Annual fee $95
75,000 points
after $5,000 in 3 months
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Capital One Venture Rewards
Personal · Annual fee $95
75,000 points
after $4,000 in 3 months
- Capital One Travel credit ($300)
Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.