Amex Platinum Charge SG vs Hsbc Travelone SG
Membership Rewards vs Asia Miles
Verified October 2026
The Hsbc Travelone SG (S$180) undercuts the Amex Platinum Charge SG (S$1744) on annual fee. Pick the Amex Platinum Charge SG for Membership Rewards rewards; pick the Hsbc Travelone SG for Asia Miles rewards.
At a Glance
American Express Platinum Charge Card
- Annual Fee
- $1744
- Signup Bonus
- Network
- American Express
- Points Currency
- Membership Rewards
HSBC TravelOne Credit Card
- Annual Fee
- $180
- Signup Bonus
- Network
- Visa
- Points Currency
- Asia Miles
Category Breakdown
How they compare across key categories
Annual Fee
Hsbc Travelone Sg winsAmex Platinum Charge SG S$1744 vs Hsbc Travelone SG S$180
Perks & Benefits
Which Is Right for You?
Get the Amex Platinum Charge SG if...
- Premium benefits to offset the S$1744 fee
- Earns Membership Rewards
Get the Hsbc Travelone SG if...
- Lower S$180 annual fee
- Earns Asia Miles
Frequently Asked Questions
Is the Amex Platinum Charge SG or Hsbc Travelone SG better?
The Hsbc Travelone SG (S$180) undercuts the Amex Platinum Charge SG (S$1744) on annual fee. Pick the Amex Platinum Charge SG for Membership Rewards rewards; pick the Hsbc Travelone SG for Asia Miles rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Amex Platinum Charge SG or Hsbc Travelone SG?
The Hsbc Travelone SG has the lower annual fee at S$180, versus S$1744 for the Amex Platinum Charge SG.
Which card earns points faster?
The Amex Platinum Charge SG earns up to 1x base, while the Hsbc Travelone SG earns up to 1x base.
Can I have both the Amex Platinum Charge SG and the Hsbc Travelone SG?
Yes. They're issued independently, so you can hold both and earn Membership Rewards and Asia Miles side by side.
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The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months
- Airline incidentals credit ($200)
- Uber credit ($200)
- Lounge access
American Express Gold Card
Personal · Annual fee $325
100,000 points
after $8,000 in 6 months
- Dining credit ($120)
- Resy credit ($100)
- Dunkin credit ($84)
Chase Sapphire Reserve
Personal · Annual fee $795
100,000 points
after $6,000 in 3 months
- Annual Travel Credit ($300)
- Global Entry/TSA PreCheck Credit ($120)
- The Edit Hotel Credit ($500)
Chase Ink Business Preferred®
Business · Annual fee $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months
- 3x points on travel & shipping
- 3x points on advertising
- 3x points on internet/cable/phone
Chase Sapphire Preferred
Personal · Annual fee $95
75,000 points
after $5,000 in 3 months
- Hotel credit ($50)
- DoorDash DashPass
- Peloton credit ($60)
Capital One Venture Rewards
Personal · Annual fee $95
75,000 points
after $4,000 in 3 months
- Capital One Travel credit ($300)
Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.