Amex Velocity Platinum AU vs Anz Frequent Flyer Black AU
Velocity Points vs Qantas Points
Verified October 2026
The Anz Frequent Flyer Black AU (A$425) undercuts the Amex Velocity Platinum AU (A$440) on annual fee. Pick the Amex Velocity Platinum AU for Velocity Points rewards; pick the Anz Frequent Flyer Black AU for Qantas Points rewards.
At a Glance
American Express Velocity Platinum Card
- Annual Fee
- $440
- Signup Bonus
- Network
- American Express
- Points Currency
- Velocity Points
ANZ Frequent Flyer Black Credit Card
- Annual Fee
- $425
- Signup Bonus
- Network
- Mastercard
- Points Currency
- Qantas Points
Category Breakdown
How they compare across key categories
Annual Fee
Anz Frequent Flyer Black Au winsAmex Velocity Platinum AU A$440 vs Anz Frequent Flyer Black AU A$425
Perks & Benefits
Which Is Right for You?
Get the Amex Velocity Platinum AU if...
- Premium benefits to offset the A$440 fee
- Earns Velocity Points
Get the Anz Frequent Flyer Black AU if...
- Lower A$425 annual fee
- Earns Qantas Points
Frequently Asked Questions
Is the Amex Velocity Platinum AU or Anz Frequent Flyer Black AU better?
The Anz Frequent Flyer Black AU (A$425) undercuts the Amex Velocity Platinum AU (A$440) on annual fee. Pick the Amex Velocity Platinum AU for Velocity Points rewards; pick the Anz Frequent Flyer Black AU for Qantas Points rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Amex Velocity Platinum AU or Anz Frequent Flyer Black AU?
The Anz Frequent Flyer Black AU has the lower annual fee at A$425, versus A$440 for the Amex Velocity Platinum AU.
Which card earns points faster?
The Amex Velocity Platinum AU earns up to 1x base, while the Anz Frequent Flyer Black AU earns up to 1x base.
Can I have both the Amex Velocity Platinum AU and the Anz Frequent Flyer Black AU?
Yes. They're issued independently, so you can hold both and earn Velocity Points and Qantas Points side by side.
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Earn bonus points with these credit card offers
Can't find availability at your current points balance? These credit cards earn points you can put towards your next flight.
The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months
- Airline incidentals credit ($200)
- Uber credit ($200)
- Lounge access
American Express Gold Card
Personal · Annual fee $325
100,000 points
after $8,000 in 6 months
- Dining credit ($120)
- Resy credit ($100)
- Dunkin credit ($84)
Chase Sapphire Reserve
Personal · Annual fee $795
100,000 points
after $6,000 in 3 months
- Annual Travel Credit ($300)
- Global Entry/TSA PreCheck Credit ($120)
- The Edit Hotel Credit ($500)
Chase Ink Business Preferred®
Business · Annual fee $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months
- 3x points on travel & shipping
- 3x points on advertising
- 3x points on internet/cable/phone
Chase Sapphire Preferred
Personal · Annual fee $95
75,000 points
after $5,000 in 3 months
- Hotel credit ($50)
- DoorDash DashPass
- Peloton credit ($60)
Capital One Venture Rewards
Personal · Annual fee $95
75,000 points
after $4,000 in 3 months
- Capital One Travel credit ($300)
Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.