Anz Rewards Black AU vs Westpac Altitude Black AU
ANZ Rewards vs Westpac Rewards
Verified October 2026
The Westpac Altitude Black AU (A$295) undercuts the Anz Rewards Black AU (A$375) on annual fee. Pick the Anz Rewards Black AU for ANZ Rewards rewards; pick the Westpac Altitude Black AU for Westpac Rewards rewards.
At a Glance
ANZ Rewards Black Credit Card
- Annual Fee
- $375
- Signup Bonus
- Network
- Mastercard
- Points Currency
- ANZ Rewards
Westpac Altitude Black Credit Card
- Annual Fee
- $295
- Signup Bonus
- Network
- Mastercard
- Points Currency
- Westpac Rewards
Category Breakdown
How they compare across key categories
Annual Fee
Westpac Altitude Black Au winsAnz Rewards Black AU A$375 vs Westpac Altitude Black AU A$295
Perks & Benefits
Which Is Right for You?
Get the Anz Rewards Black AU if...
- Premium benefits to offset the A$375 fee
- Earns ANZ Rewards
Get the Westpac Altitude Black AU if...
- Lower A$295 annual fee
- Earns Westpac Rewards
Frequently Asked Questions
Is the Anz Rewards Black AU or Westpac Altitude Black AU better?
The Westpac Altitude Black AU (A$295) undercuts the Anz Rewards Black AU (A$375) on annual fee. Pick the Anz Rewards Black AU for ANZ Rewards rewards; pick the Westpac Altitude Black AU for Westpac Rewards rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Anz Rewards Black AU or Westpac Altitude Black AU?
The Westpac Altitude Black AU has the lower annual fee at A$295, versus A$375 for the Anz Rewards Black AU.
Which card earns points faster?
The Anz Rewards Black AU earns up to 1x base, while the Westpac Altitude Black AU earns up to 1x base.
Can I have both the Anz Rewards Black AU and the Westpac Altitude Black AU?
Yes. They're issued independently, so you can hold both and earn ANZ Rewards and Westpac Rewards side by side.
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