Ba Amex Premium Plus UK vs Hsbc Premier World Elite UK
Avios vs
Verified October 2026
The Hsbc Premier World Elite UK (£290) undercuts the Ba Amex Premium Plus UK (£300) on annual fee. Pick the Ba Amex Premium Plus UK for Avios rewards; pick the Hsbc Premier World Elite UK for rewards.
At a Glance
British Airways American Express Premium Plus Card
- Annual Fee
- $300
- Signup Bonus
- Network
- American Express
- Points Currency
- Avios
HSBC Premier World Elite Mastercard
- Annual Fee
- $290
- Signup Bonus
- Network
- Mastercard
- Points Currency
Category Breakdown
How they compare across key categories
Annual Fee
Hsbc Premier World Elite Uk winsBa Amex Premium Plus UK £300 vs Hsbc Premier World Elite UK £290
Perks & Benefits
Which Is Right for You?
Get the Ba Amex Premium Plus UK if...
- Premium benefits to offset the £300 fee
- Earns Avios
Get the Hsbc Premier World Elite UK if...
- Lower £290 annual fee
Frequently Asked Questions
Is the Ba Amex Premium Plus UK or Hsbc Premier World Elite UK better?
The Hsbc Premier World Elite UK (£290) undercuts the Ba Amex Premium Plus UK (£300) on annual fee. Pick the Ba Amex Premium Plus UK for Avios rewards; pick the Hsbc Premier World Elite UK for rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Ba Amex Premium Plus UK or Hsbc Premier World Elite UK?
The Hsbc Premier World Elite UK has the lower annual fee at £290, versus £300 for the Ba Amex Premium Plus UK.
Which card earns points faster?
The Ba Amex Premium Plus UK earns up to 1x base, while the Hsbc Premier World Elite UK earns up to 1x base.
Can I have both the Ba Amex Premium Plus UK and the Hsbc Premier World Elite UK?
Yes. They're issued independently, so you can hold both and earn Avios and side by side.
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175,000 points
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100,000 points
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100,000 Ultimate Rewards points
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75,000 points
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