Bmo Ascend World Elite CA vs Amex Bonvoy Business CA
BMO Rewards vs Marriott Bonvoy
Verified October 2026
Both the Bmo Ascend World Elite CA and Amex Bonvoy Business CA carry a CA$150 annual fee. Pick the Bmo Ascend World Elite CA for BMO Rewards rewards; pick the Amex Bonvoy Business CA for Marriott Bonvoy rewards.
At a Glance
BMO Ascend World Elite Mastercard
- Annual Fee
- $150
- Signup Bonus
- Network
- Mastercard
- Points Currency
- BMO Rewards
Marriott Bonvoy Business American Express Card
- Annual Fee
- $150
- Signup Bonus
- Network
- American Express
- Points Currency
- Marriott Bonvoy
Category Breakdown
How they compare across key categories
Annual Fee
TieBmo Ascend World Elite CA CA$150 vs Amex Bonvoy Business CA CA$150
Perks & Benefits
Which Is Right for You?
Get the Bmo Ascend World Elite CA if...
- Earns BMO Rewards
Get the Amex Bonvoy Business CA if...
- Earns Marriott Bonvoy
Frequently Asked Questions
Is the Bmo Ascend World Elite CA or Amex Bonvoy Business CA better?
Both the Bmo Ascend World Elite CA and Amex Bonvoy Business CA carry a CA$150 annual fee. Pick the Bmo Ascend World Elite CA for BMO Rewards rewards; pick the Amex Bonvoy Business CA for Marriott Bonvoy rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Bmo Ascend World Elite CA or Amex Bonvoy Business CA?
Both cards have a CA$150 annual fee.
Which card earns points faster?
The Bmo Ascend World Elite CA earns up to 1x base, while the Amex Bonvoy Business CA earns up to 1x base.
Can I have both the Bmo Ascend World Elite CA and the Amex Bonvoy Business CA?
Yes. They're issued independently, so you can hold both and earn BMO Rewards and Marriott Bonvoy side by side.
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Earn bonus points with these credit card offers
Can't find availability at your current points balance? These credit cards earn points you can put towards your next flight.
The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months
- Airline incidentals credit ($200)
- Uber credit ($200)
- Lounge access
American Express Gold Card
Personal · Annual fee $325
100,000 points
after $8,000 in 6 months
- Dining credit ($120)
- Resy credit ($100)
- Dunkin credit ($84)
Chase Sapphire Reserve
Personal · Annual fee $795
100,000 points
after $6,000 in 3 months
- Annual Travel Credit ($300)
- Global Entry/TSA PreCheck Credit ($120)
- The Edit Hotel Credit ($500)
Chase Ink Business Preferred®
Business · Annual fee $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months
- 3x points on travel & shipping
- 3x points on advertising
- 3x points on internet/cable/phone
Chase Sapphire Preferred
Personal · Annual fee $95
75,000 points
after $5,000 in 3 months
- Hotel credit ($50)
- DoorDash DashPass
- Peloton credit ($60)
Capital One Venture Rewards
Personal · Annual fee $95
75,000 points
after $4,000 in 3 months
- Capital One Travel credit ($300)
Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.