Chase World Of Hyatt vs Chase Sapphire Preferred
World of Hyatt vs Ultimate Rewards
Verified October 2026
Both the Chase World Of Hyatt and Chase Sapphire Preferred carry a $95 annual fee. Pick the Chase World Of Hyatt for everyday hyatt purchases spending (4x); pick the Chase Sapphire Preferred for everyday Lyft spending (5x).
At a Glance
World of Hyatt Credit Card
- Annual Fee
- $95
- Signup Bonus
- 30,000 points + 2 free nights
- Network
- Visa
- Points Currency
- World of Hyatt
- Earning Rates
-
Everything Else 1xHyatt Purchases 4xDining Airline Transit Gym 2x
Chase Sapphire Preferred
- Annual Fee
- $95
- Signup Bonus
- 75,000 points
- Network
- Visa
- Points Currency
- Ultimate Rewards
- Earning Rates
-
Lyft 5xDining 3xAll Other Purchases 1xTravel Booked Through Chase Travel 5x
Category Breakdown
How they compare across key categories
Annual Fee
TieChase World Of Hyatt $95 vs Chase Sapphire Preferred $95
Welcome Bonus
Chase Sapphire Preferred winsChase World Of Hyatt: 30,000 points + 2 free nights after $3,000 in 3 months vs Chase Sapphire Preferred: 75,000 points after $5,000 in 3 months
Top Earning Rate
Chase Sapphire Preferred winsChase World Of Hyatt: 4x on hyatt purchases vs Chase Sapphire Preferred: 5x on Lyft
Perks & Credits
Chase World Of Hyatt winsChase World Of Hyatt: 4 listed benefits vs Chase Sapphire Preferred: 3 listed benefits
Transfer Partners
TieChase World Of Hyatt: World of Hyatt (earn directly) vs Chase Sapphire Preferred: 14 airline and hotel partners
Perks & Benefits
World of Hyatt Credit
- Annual free night (Category 1-4)
- Discoverist status
- 5 elite night credits per year
- Extra free night after $15k spend
Chase Sapphire Preferred
- Hotel credit ($50)
- DoorDash DashPass
- Peloton credit ($60)
Which Is Right for You?
Get the Chase World Of Hyatt if...
- Earns 4x on hyatt purchases
- Earns 2x on dining airline transit gym
- Annual free night (Category 1-4)
Get the Chase Sapphire Preferred if...
- Earns 5x on Lyft
- Earns 5x on travel booked through Chase Travel
- Hotel credit ($50)
Frequently Asked Questions
Is the Chase World Of Hyatt or Chase Sapphire Preferred better?
Both the Chase World Of Hyatt and Chase Sapphire Preferred carry a $95 annual fee. Pick the Chase World Of Hyatt for everyday hyatt purchases spending (4x); pick the Chase Sapphire Preferred for everyday Lyft spending (5x). Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Chase World Of Hyatt or Chase Sapphire Preferred?
Both cards have a $95 annual fee.
Which card earns points faster?
The Chase World Of Hyatt earns up to 4x on hyatt purchases, while the Chase Sapphire Preferred earns up to 5x on Lyft.
Can I have both the Chase World Of Hyatt and the Chase Sapphire Preferred?
Yes, but mind Chase's 5/24 rule — Chase generally won't approve you for either card if you've opened five or more cards across all issuers in the past 24 months.
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Earn bonus points with these credit card offers
Can't find availability at your current points balance? These credit cards earn points you can put towards your next flight.
The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months
- Airline incidentals credit ($200)
- Uber credit ($200)
- Lounge access
American Express Gold Card
Personal · Annual fee $325
100,000 points
after $8,000 in 6 months
- Dining credit ($120)
- Resy credit ($100)
- Dunkin credit ($84)
Chase Sapphire Reserve
Personal · Annual fee $795
100,000 points
after $6,000 in 3 months
- Annual Travel Credit ($300)
- Global Entry/TSA PreCheck Credit ($120)
- The Edit Hotel Credit ($500)
Chase Ink Business Preferred®
Business · Annual fee $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months
- 3x points on travel & shipping
- 3x points on advertising
- 3x points on internet/cable/phone
Chase Sapphire Preferred
Personal · Annual fee $95
75,000 points
after $5,000 in 3 months
- Hotel credit ($50)
- DoorDash DashPass
- Peloton credit ($60)
Capital One Venture Rewards
Personal · Annual fee $95
75,000 points
after $4,000 in 3 months
- Capital One Travel credit ($300)
Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.