Card comparison

Commbank Ultimate Awards AU vs Nab Qantas Rewards Signature AU

CommBank Rewards vs Qantas Points

Verified October 2026

TL;DR — quick verdict

Both the Commbank Ultimate Awards AU and Nab Qantas Rewards Signature AU carry a A$420 annual fee. Pick the Commbank Ultimate Awards AU for CommBank Rewards rewards; pick the Nab Qantas Rewards Signature AU for Qantas Points rewards.

At a Glance

Commonwealth Bank Ultimate Awards Mastercard

Annual Fee
$420
Signup Bonus
Network
Mastercard
Points Currency
CommBank Rewards

NAB Qantas Rewards Signature Card

Annual Fee
$420
Signup Bonus
Network
Mastercard
Points Currency
Qantas Points

Category Breakdown

How they compare across key categories

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Annual Fee

Tie

Commbank Ultimate Awards AU A$420 vs Nab Qantas Rewards Signature AU A$420

Perks & Benefits

Which Is Right for You?

Get the Commbank Ultimate Awards AU if...

  • Earns CommBank Rewards

Get the Nab Qantas Rewards Signature AU if...

  • Earns Qantas Points

Frequently Asked Questions

Is the Commbank Ultimate Awards AU or Nab Qantas Rewards Signature AU better?

Both the Commbank Ultimate Awards AU and Nab Qantas Rewards Signature AU carry a A$420 annual fee. Pick the Commbank Ultimate Awards AU for CommBank Rewards rewards; pick the Nab Qantas Rewards Signature AU for Qantas Points rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.

Which has the lower annual fee, the Commbank Ultimate Awards AU or Nab Qantas Rewards Signature AU?

Both cards have a A$420 annual fee.

Which card earns points faster?

The Commbank Ultimate Awards AU earns up to 1x base, while the Nab Qantas Rewards Signature AU earns up to 1x base.

Can I have both the Commbank Ultimate Awards AU and the Nab Qantas Rewards Signature AU?

Yes. They're issued independently, so you can hold both and earn CommBank Rewards and Qantas Points side by side.

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Need More Points?

Earn bonus points with these credit card offers

Can't find availability at your current points balance? These credit cards earn points you can put towards your next flight.

The Platinum Card from American Express

Personal · Annual fee $895

US only

175,000 points

after $12,000 in 6 months

  • Airline incidentals credit ($200)
  • Uber credit ($200)
  • Lounge access
Learn more & apply

American Express Gold Card

Personal · Annual fee $325

US only

100,000 points

after $8,000 in 6 months

  • Dining credit ($120)
  • Resy credit ($100)
  • Dunkin credit ($84)
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Chase Sapphire Reserve

Personal · Annual fee $795

100,000 points

after $6,000 in 3 months

  • Annual Travel Credit ($300)
  • Global Entry/TSA PreCheck Credit ($120)
  • The Edit Hotel Credit ($500)
Learn more & apply

Chase Ink Business Preferred®

Business · Annual fee $95

100,000 Ultimate Rewards points

after $8,000 in purchases in the first 3 months

  • 3x points on travel & shipping
  • 3x points on advertising
  • 3x points on internet/cable/phone
Learn more & apply

Chase Sapphire Preferred

Personal · Annual fee $95

75,000 points

after $5,000 in 3 months

  • Hotel credit ($50)
  • DoorDash DashPass
  • Peloton credit ($60)
Learn more & apply

Capital One Venture Rewards

Personal · Annual fee $95

75,000 points

after $4,000 in 3 months

  • Capital One Travel credit ($300)
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Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.

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