Halifax World Elite UK vs Santander World Elite UK
Two cards compared
Verified October 2026
Both the Halifax World Elite UK and Santander World Elite UK carry a £180 annual fee. Pick the Halifax World Elite UK for rewards; pick the Santander World Elite UK for rewards.
At a Glance
Halifax World Elite Mastercard
- Annual Fee
- $180
- Signup Bonus
- Network
- Mastercard
- Points Currency
Santander World Elite Mastercard
- Annual Fee
- $180
- Signup Bonus
- Network
- Mastercard
- Points Currency
Category Breakdown
How they compare across key categories
Annual Fee
TieHalifax World Elite UK £180 vs Santander World Elite UK £180
Perks & Benefits
Which Is Right for You?
Get the Halifax World Elite UK if...
Get the Santander World Elite UK if...
Frequently Asked Questions
Is the Halifax World Elite UK or Santander World Elite UK better?
Both the Halifax World Elite UK and Santander World Elite UK carry a £180 annual fee. Pick the Halifax World Elite UK for rewards; pick the Santander World Elite UK for rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.
Which has the lower annual fee, the Halifax World Elite UK or Santander World Elite UK?
Both cards have a £180 annual fee.
Which card earns points faster?
The Halifax World Elite UK earns up to 1x base, while the Santander World Elite UK earns up to 1x base.
Can I have both the Halifax World Elite UK and the Santander World Elite UK?
Yes. They're issued independently, so you can hold both and earn and side by side.
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