Card comparison

Standard Chartered Cathay HK vs Citi Premiermiles HK

Two Asia Miles cards compared

Verified October 2026

TL;DR — quick verdict

The Citi Premiermiles HK (HK$1800) undercuts the Standard Chartered Cathay HK (HK$2000) on annual fee. Pick the Standard Chartered Cathay HK for Asia Miles rewards; pick the Citi Premiermiles HK for Asia Miles rewards.

At a Glance

Standard Chartered Cathay Pacific Mastercard

Annual Fee
$2000
Signup Bonus
Network
Mastercard
Points Currency
Asia Miles

Citi PremierMiles Card

Annual Fee
$1800
Signup Bonus
Network
Visa
Points Currency
Asia Miles

Category Breakdown

How they compare across key categories

Annual Fee

Citi Premiermiles Hk wins

Standard Chartered Cathay HK HK$2000 vs Citi Premiermiles HK HK$1800

Perks & Benefits

Which Is Right for You?

Get the Standard Chartered Cathay HK if...

  • Premium benefits to offset the HK$2000 fee
  • Earns Asia Miles

Get the Citi Premiermiles HK if...

  • Lower HK$1800 annual fee
  • Earns Asia Miles

Frequently Asked Questions

Is the Standard Chartered Cathay HK or Citi Premiermiles HK better?

The Citi Premiermiles HK (HK$1800) undercuts the Standard Chartered Cathay HK (HK$2000) on annual fee. Pick the Standard Chartered Cathay HK for Asia Miles rewards; pick the Citi Premiermiles HK for Asia Miles rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.

Which has the lower annual fee, the Standard Chartered Cathay HK or Citi Premiermiles HK?

The Citi Premiermiles HK has the lower annual fee at HK$1800, versus HK$2000 for the Standard Chartered Cathay HK.

Which card earns points faster?

The Standard Chartered Cathay HK earns up to 1x base, while the Citi Premiermiles HK earns up to 1x base.

Can I have both the Standard Chartered Cathay HK and the Citi Premiermiles HK?

Yes. They're issued independently, so you can hold both and earn Asia Miles and Asia Miles side by side.

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The Platinum Card from American Express

Personal · Annual fee $895

US only

175,000 points

after $12,000 in 6 months

  • Airline incidentals credit ($200)
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American Express Gold Card

Personal · Annual fee $325

US only

100,000 points

after $8,000 in 6 months

  • Dining credit ($120)
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Chase Sapphire Reserve

Personal · Annual fee $795

100,000 points

after $6,000 in 3 months

  • Annual Travel Credit ($300)
  • Global Entry/TSA PreCheck Credit ($120)
  • The Edit Hotel Credit ($500)
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Chase Ink Business Preferred®

Business · Annual fee $95

100,000 Ultimate Rewards points

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Chase Sapphire Preferred

Personal · Annual fee $95

75,000 points

after $5,000 in 3 months

  • Hotel credit ($50)
  • DoorDash DashPass
  • Peloton credit ($60)
Learn more & apply

Capital One Venture Rewards

Personal · Annual fee $95

75,000 points

after $4,000 in 3 months

  • Capital One Travel credit ($300)
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Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.

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