Card comparison

Virgin Atlantic Reward Plus UK vs Amex Marriott Bonvoy UK

Virgin Points vs Marriott Bonvoy

Verified October 2026

TL;DR — quick verdict

The Amex Marriott Bonvoy UK (£95) undercuts the Virgin Atlantic Reward Plus UK (£160) on annual fee. Pick the Virgin Atlantic Reward Plus UK for Virgin Points rewards; pick the Amex Marriott Bonvoy UK for Marriott Bonvoy rewards.

At a Glance

Virgin Atlantic Reward Plus Credit Card

Annual Fee
$160
Signup Bonus
Network
Mastercard
Points Currency
Virgin Points

Marriott Bonvoy American Express Card

Annual Fee
$95
Signup Bonus
Network
American Express
Points Currency
Marriott Bonvoy

Category Breakdown

How they compare across key categories

Annual Fee

Amex Marriott Bonvoy Uk wins

Virgin Atlantic Reward Plus UK £160 vs Amex Marriott Bonvoy UK £95

Perks & Benefits

Which Is Right for You?

Get the Virgin Atlantic Reward Plus UK if...

  • Premium benefits to offset the £160 fee
  • Earns Virgin Points

Get the Amex Marriott Bonvoy UK if...

  • Lower £95 annual fee
  • Earns Marriott Bonvoy

Frequently Asked Questions

Is the Virgin Atlantic Reward Plus UK or Amex Marriott Bonvoy UK better?

The Amex Marriott Bonvoy UK (£95) undercuts the Virgin Atlantic Reward Plus UK (£160) on annual fee. Pick the Virgin Atlantic Reward Plus UK for Virgin Points rewards; pick the Amex Marriott Bonvoy UK for Marriott Bonvoy rewards. Both earn transferable rewards, so many points collectors hold one from each ecosystem.

Which has the lower annual fee, the Virgin Atlantic Reward Plus UK or Amex Marriott Bonvoy UK?

The Amex Marriott Bonvoy UK has the lower annual fee at £95, versus £160 for the Virgin Atlantic Reward Plus UK.

Which card earns points faster?

The Virgin Atlantic Reward Plus UK earns up to 1x base, while the Amex Marriott Bonvoy UK earns up to 1x base.

Can I have both the Virgin Atlantic Reward Plus UK and the Amex Marriott Bonvoy UK?

Yes. They're issued independently, so you can hold both and earn Virgin Points and Marriott Bonvoy side by side.

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Earn bonus points with these credit card offers

Can't find availability at your current points balance? These credit cards earn points you can put towards your next flight.

The Platinum Card from American Express

Personal · Annual fee $895

US only

175,000 points

after $12,000 in 6 months

  • Airline incidentals credit ($200)
  • Uber credit ($200)
  • Lounge access
Learn more & apply

American Express Gold Card

Personal · Annual fee $325

US only

100,000 points

after $8,000 in 6 months

  • Dining credit ($120)
  • Resy credit ($100)
  • Dunkin credit ($84)
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Chase Sapphire Reserve

Personal · Annual fee $795

100,000 points

after $6,000 in 3 months

  • Annual Travel Credit ($300)
  • Global Entry/TSA PreCheck Credit ($120)
  • The Edit Hotel Credit ($500)
Learn more & apply

Chase Ink Business Preferred®

Business · Annual fee $95

100,000 Ultimate Rewards points

after $8,000 in purchases in the first 3 months

  • 3x points on travel & shipping
  • 3x points on advertising
  • 3x points on internet/cable/phone
Learn more & apply

Chase Sapphire Preferred

Personal · Annual fee $95

75,000 points

after $5,000 in 3 months

  • Hotel credit ($50)
  • DoorDash DashPass
  • Peloton credit ($60)
Learn more & apply

Capital One Venture Rewards

Personal · Annual fee $95

75,000 points

after $4,000 in 3 months

  • Capital One Travel credit ($300)
Learn more & apply

Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.

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