Bilt transfer partners.
Every airline and hotel program Bilt Rewards transfers to. The only points currency that earns on rent and mortgage payments — with no annual fee.
Verified Jul 04, 2026
TL;DR
Bilt is the unicorn — earn points on rent with no annual fee, then transfer to 25 partners (19 airlines + 6 hotels) at 1:1. Exclusives no other major card offers: Alaska Airlines and Emirates both transfer 1:1 from Bilt only. Strongest plays: AA partner awards, Hyatt for hotels, and Bilt's monthly Rent Day bonuses on dining and travel.
Airline partners.
Aer Lingus
AerClub · Avios
Transfer ratio
1:1
Find award flights on Aer Lingus
Search awards →Air Canada
Aeroplan · Aeroplan Points
Transfer ratio
1:1
Find award flights on Air Canada
Search awards →Air France/KLM
Flying Blue · Flying Blue Miles
Transfer ratio
1:1
Find award flights on Air France/KLM
Search awards →Alaska Airlines
Atmos Rewards · Atmos Points
Transfer ratio
1:1
Find award flights on Alaska Airlines
Search awards →American Airlines
AAdvantage · AAdvantage Miles
Transfer ratio
1:1
Find award flights on American Airlines
Search awards →Avianca
LifeMiles · LifeMiles
Transfer ratio
1:1
Find award flights on Avianca
Search awards →British Airways
The British Airways Club · Avios
Transfer ratio
1:1
Find award flights on British Airways
Search awards →Cathay Pacific
Asia Miles · Asia Miles
Transfer ratio
1:1
Find award flights on Cathay Pacific
Search awards →Emirates
Skywards · Skywards Miles
Transfer ratio
1:1
Find award flights on Emirates
Search awards →Etihad Airways
Etihad Guest · Etihad Guest Miles
Transfer ratio
1:1
Find award flights on Etihad Airways
Search awards →Iberia
Iberia Club · Avios
Transfer ratio
1:1
Find award flights on Iberia
Search awards →Japan Airlines
Mileage Bank · JAL Mileage Bank Miles
Transfer ratio
1:1
Find award flights on Japan Airlines
Search awards →Qatar Airways
Privilege Club · Avios
Transfer ratio
1:1
Find award flights on Qatar Airways
Search awards →Southwest Airlines
Rapid Rewards · Rapid Rewards Points
Transfer ratio
1:1
Find award flights on Southwest Airlines
Search awards →Spirit Airlines
Free Spirit · Free Spirit Points
Transfer ratio
1:1
Find award flights on Spirit Airlines
Search awards →TAP Air Portugal
Miles&Go · TAP Miles
Transfer ratio
1:1
Find award flights on TAP Air Portugal
Search awards →Turkish Airlines
Miles&Smiles · Miles
Transfer ratio
1:1
Find award flights on Turkish Airlines
Search awards →United Airlines
MileagePlus · MileagePlus Miles
Transfer ratio
1:1
Find award flights on United Airlines
Search awards →Virgin Atlantic
Flying Club · Virgin Points
Transfer ratio
1:1
Find award flights on Virgin Atlantic
Search awards →Hotel partners.
Accor Live Limitless
Accor Live Limitless · Accor Points
Transfer ratio
3:2
View Accor Live Limitless award values
View program →Hilton Honors
Hilton Honors · Hilton Points
Transfer ratio
1:1
View Hilton Honors award values
View program →IHG One Rewards
IHG One Rewards · IHG Points
Transfer ratio
1:1
View IHG One Rewards award values
View program →Marriott Bonvoy
Marriott Bonvoy · Marriott Points
Transfer ratio
1:1
View Marriott Bonvoy award values
View program →World of Hyatt
World of Hyatt · Hyatt Points
Transfer ratio
1:1
View World of Hyatt award values
View program →Wyndham Rewards
Wyndham Rewards · Wyndham Points
Transfer ratio
1:1
View Wyndham Rewards award values
View program →Sweet spots
- •Alaska Airlines (exclusive): Only major transferable currency with Alaska as a 1:1 partner
- •Emirates (exclusive): Only major transferable currency with Emirates at 1:1
- •American Airlines: One of the few flexible currencies that transfers to AA 1:1
- •Hyatt 1:1: Same Hyatt sweet spot as Chase UR — 3,500 pts for cat 1
Maximizing Bilt
- •Pay rent through Bilt: Free transfer-quality points for spend you'd make anyway
- •Stack Rent Day: 5× on Lyft, 3× on Hilton, 2× on dining the 1st
- •Watch AA promos: When AA runs sales, Bilt → AA is the play
More transfer pages
Credit card transfers
Earn More Bilt Rewards Points
Credit cards that transfer to Bilt Rewards
The Business Platinum Card from American Express
Business · Annual fee $895
200,000 points
after $20,000 in 3 months
American Express Business Gold Card
Business · Annual fee $375
200,000 points
after $15,000 in 3 months
The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months