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16 cards · live data

Best travel credit cards.

The right card pays for a business-class flight in a single welcome bonus. We track live offers, annual fees, and transfer partners so you always see the latest deals.

Amex

5 cards

Membership Rewards points transfer to 20+ airline and hotel partners.

Popular Business

Business Gold Card

Welcome Bonus

You may be eligible for as high as 200,000 Membership Rewards Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership

Spend $15,000 in 3 months

Annual Fee
$375

Earning Rates

4x top 2 eligible categories
3x flights and prepaid hotels
1x other eligible purchases

Key Benefits

  • ChatGPT Business Statement Credit ($300)
  • FedEx, Grubhub and Office Supply Statement Credit ($240)
  • Walmart+ Statement Credit ($155)

Transfer Partners (20)

Aer Lingus Aeromexico Air Canada Air France/KLM ANA Avianca +14 more
Learn More & Apply
Personal

American Express Gold Card

Welcome Bonus

You may be eligible for as high as 100,000 bonus points after spending $8,000 in eligible purchases in your first 6 months of card membership

Spend $8,000 in 6 months

Annual Fee
$250

Earning Rates

4x US restaurants
4x Supermarkets
3x US flights

Key Benefits

  • Dining credit ($120)
  • Resy credit ($100)
  • Disney Streaming credit ($120)

Transfer Partners (20)

Aer Lingus Aeromexico Air Canada Air France/KLM ANA Avianca +14 more
Learn More & Apply
Personal

American Express Green Card

Welcome Bonus

Earn 40,000 Membership Rewards® points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership

Spend $3,000 in 6 months

Annual Fee
$150

Earning Rates

3x restaurants
3x travel
3x transit

Key Benefits

  • CLEAR+ Credit ($209)
  • Trip Delay Insurance ($300)
  • Purchase Protection ($1000)

Transfer Partners (20)

Aer Lingus Aeromexico Air Canada Air France/KLM ANA Avianca +14 more
Learn More & Apply
Business

Business Platinum Card

Welcome Bonus

Earn 200,000 Membership Rewards points after spending $20,000 in eligible purchases in your first three months of card membership

Spend $20,000 in 3 months

Annual Fee
$895

Earning Rates

5x Flights and hotels via Amex Travel
2x Purchases $5,000+
2x Construction/hardware

Key Benefits

  • Hotel credit ($600)
  • Dell credit ($1150)
  • Adobe credit ($250)

Transfer Partners (20)

Aer Lingus Aeromexico Air Canada Air France/KLM ANA Avianca +14 more
Learn More & Apply
Personal

The Platinum Card

Welcome Bonus

You may be eligible for as high as 175,000 bonus points after spending $12,000 on purchases in your first 6 months of card membership

Spend $12,000 in 6 months

Annual Fee
$895

Earning Rates

5x Flights booked direct or via Amex Travel
5x Prepaid hotels via Amex Travel
1x Other purchases

Key Benefits

  • Hotel credit ($600)
  • Digital entertainment credit ($300)
  • Uber Cash and One credit ($320)

Transfer Partners (20)

Aer Lingus Aeromexico Air Canada Air France/KLM ANA Avianca +14 more
Learn More & Apply

Bilt

2 cards

The only cards that let you earn points on rent and mortgage payments.

Popular Personal

Bilt Palladium Card

Welcome Bonus

50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash

Spend $4,000 in 3 months

Annual Fee
$495

Earning Rates

2x everyday purchases
5x Bilt dining
4x hotels

Key Benefits

  • Annual Bilt Cash ($200)
  • Bilt Travel Hotel Credit ($400)
  • Priority Pass ($469)

Transfer Partners (25)

Aer Lingus Air Canada Air France/KLM Alaska Airlines American Airlines Avianca +19 more
Learn More & Apply
Personal

Bilt Blue Card

Welcome Bonus

$100 of Bilt Cash when you apply and get approved

Annual Fee
$0

Earning Rates

1x everyday purchases
1.25x rent and mortgage

Key Benefits

  • Cellular Wireless Telephone Protection
  • No Foreign Transaction Fees

Transfer Partners (25)

Aer Lingus Air Canada Air France/KLM Alaska Airlines American Airlines Avianca +19 more
Learn More & Apply

Capital One

2 cards

Simple 2× earning on everything with 22 transfer partners.

Popular Personal

Capital One Venture Rewards

Welcome Bonus

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Spend $4,000 in 3 months

Annual Fee
$95

Earning Rates

5x travel_portal
2x all_other_purchases

Key Benefits

  • Global Entry or TSA PreCheck Credit ($120)
  • Lifestyle Collection Experience Credit ($50)

Transfer Partners (22)

Aeromexico Air Canada Air France/KLM Avianca British Airways Cathay Pacific +16 more
Learn More & Apply
Personal

Capital One Venture X Rewards

Welcome Bonus

Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months from account opening

Spend $4,000 in 3 months

Annual Fee
$395

Earning Rates

2x All purchases
10x Hotels and rental cars via Capital One Travel
5x Flights via Capital One Travel

Key Benefits

  • Capital One Travel credit ($300)
  • Anniversary bonus miles ($100)

Transfer Partners (22)

Aeromexico Air Canada Air France/KLM Avianca British Airways Cathay Pacific +16 more
Learn More & Apply

Chase

7 cards

Ultimate Rewards points with 1:1 Hyatt transfer — the best hotel redemption in points.

Popular Personal

Chase Sapphire Preferred

Welcome Bonus

Earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening

Spend $5,000 in 3 months

Annual Fee
$95

Earning Rates

5x Chase Travel purchases
3x Dining
3x Gas and EV charging

Key Benefits

  • Chase Travel hotel credit ($100)
  • Global Entry/TSA PreCheck credit ($120)
  • DoorDash DashPass ($120)

Transfer Partners (14)

Aer Lingus Air Canada Air France/KLM British Airways Iberia JetBlue +8 more
Learn More & Apply
Personal

Chase Freedom Flex

Welcome Bonus

$200 Cash Back after you spend $500 on purchases in the first 3 months from account opening

Spend $500 in 3 months

Annual Fee
$0

Earning Rates

5x rotating quarterly categories
5x travel
3x dining

Key Benefits

  • DashPass membership
  • 0% intro APR

Transfer Partners (14)

Aer Lingus Air Canada Air France/KLM British Airways Iberia JetBlue +8 more
Learn More & Apply
Personal

Chase Freedom Unlimited

Welcome Bonus

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening

Spend $500 in 3 months

Annual Fee
$0

Earning Rates

5x travel through Chase Travel
3x dining
3x drugstore

Key Benefits

  • 0% Intro APR
  • Purchase Protection ($500)

Transfer Partners (14)

Aer Lingus Air Canada Air France/KLM British Airways Iberia JetBlue +8 more
Learn More & Apply
Personal

Chase Sapphire Reserve

Welcome Bonus

Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening

Spend $6,000 in 3 months

Annual Fee
$795

Earning Rates

8x Chase Travel purchases
4x Flights and hotels booked directly
3x Dining

Key Benefits

  • Travel credit ($300)
  • The Edit hotel credit ($500)
  • Dining credit ($300)

Transfer Partners (14)

Aer Lingus Air Canada Air France/KLM British Airways Iberia JetBlue +8 more
Learn More & Apply
Business

Ink Business Cash

Welcome Bonus

Earn $1,000 cash back after spending $8,000 on purchases in the first four months from account opening

Spend $8,000 in 4 months

Annual Fee
$0

Earning Rates

5x Internet, cable, phone
5x Office supplies
2x Gas stations

Transfer Partners (14)

Aer Lingus Air Canada Air France/KLM British Airways Iberia JetBlue +8 more
Learn More & Apply
Business

Ink Business Preferred

Welcome Bonus

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening

Spend $8,000 in 3 months

Annual Fee
$95

Earning Rates

3x Travel
3x Shipping
3x Internet, Cable and Phone Services

Key Benefits

  • DashPass Complimentary Access
  • Purchase Protection ($10000)
  • Cell Phone Protection ($1000)

Transfer Partners (14)

Aer Lingus Air Canada Air France/KLM British Airways Iberia JetBlue +8 more
Learn More & Apply
Business

Ink Business Unlimited

Welcome Bonus

Earn $1,500 cash back after spending $3,000 on purchases in your first 3 months from account opening

Spend $3,000 in 3 months

Annual Fee
$0

Earning Rates

1.5x All purchases

Key Benefits

  • Introductory 0% APR

Transfer Partners (14)

Aer Lingus Air Canada Air France/KLM British Airways Iberia JetBlue +8 more
Learn More & Apply

Which cards transfer where?

Cross-reference of credit-card points to airline and hotel programs.

Loyalty program Amex Bilt Capital One Chase
ANA
Accor Live Limitless
Aer Lingus
Aeromexico
Air Canada
Air France/KLM
Alaska Airlines
American Airlines
Avianca
British Airways
Cathay Pacific
Choice Privileges
Delta Air Lines
EVA Air
Emirates
Etihad Airways
Finnair
Hilton Honors
I Prefer
IHG One Rewards
Iberia
Japan Airlines
JetBlue
Marriott Bonvoy
Qantas
Qatar Airways
Singapore Airlines
Southwest Airlines
Spirit Airlines
TAP Air Portugal
Turkish Airlines
United Airlines
Virgin Atlantic
Virgin Red
World of Hyatt
Wyndham Rewards

Frequently asked questions.

Which credit card is best for earning airline miles?
Depends on which airlines you fly. The Amex Gold ($325/yr) gets 4× on dining and groceries with 14+ airline transfer partners. The Chase Sapphire Preferred ($95/yr) is the best budget option with 3× on dining plus United and Southwest access. The Capital One Venture X ($395/yr) has the most partners (22) with flat 2× on everything.
Should I get an Amex or Chase card first?
Start with Chase. The 5/24 rule means Chase won't approve you after you've opened 5+ new cards in 24 months. Amex has no such rule, so you can always grab them later. Get the Chase cards while you're under 5/24.
Are welcome bonuses worth the annual fee?
Almost always yes. A 75,000-point welcome bonus is worth $1,500+ when transferred for business class. Even $95 cards offer 15–20× the fee in bonus value. Higher-fee cards ($395–$895) offset costs with statement credits and perks.
Can I have cards from multiple issuers?
Yes. There's no restriction across issuers. Many award travelers hold Amex + Chase + Capital One to access every transfer-partner network — gives you maximum flexibility when booking awards.
What's the best no-annual-fee travel card?
The Bilt Blue Card ($0/yr) is unique — earn points on rent and mortgage with 11 airline partners. The Chase Freedom Unlimited ($0/yr) earns 1.5× on everything and pools points with a Sapphire card for transfers.
How do credit card transfer partners work?
Flexible programs (Amex MR, Chase UR, Capital One, Bilt, Citi TY) let you transfer points to airline and hotel loyalty programs, usually 1:1. 50,000 Chase points become 50,000 Hyatt points or 50,000 United miles. Most transfers are instant.

Ready to earn points?

Search award availability to see where your points can take you.

Welcome bonus offers and annual fees are updated automatically and may change. Credit card approval is subject to eligibility. Terms and conditions apply. Some links on this page are affiliate links — we may earn a commission if you apply and are approved, at no extra cost to you.